Financce · Getting started
Journal
Practical money guides
Every article is written by Goldmend Money in plain words. This first set comes from Financce; guides from the other apps will join here.
Financce · Budgeting
The safe-to-spend-per-day method: one number that keeps your month on track
By Goldmend Money · 4 min read
Financce · Budgeting
A monthly budget you will actually keep: adapting 50/30/20 to Malaysian and Singapore costs
By Goldmend Money · 5 min read
Financce · Saving
Emergency fund: how much you need and how to build it step by step
By Goldmend Money · 4 min read
Financce · Budgeting
Track subscriptions and bills so nothing surprises you
By Goldmend Money · 4 min read
Financce · Debt
Paying off credit cards: avalanche vs snowball, with a worked example
By Goldmend Money · 5 min read
Financce · Family money
Lending money to friends and family without losing either
By Goldmend Money · 4 min read
Financce · Family money
Family budgeting with kids: tracking costs per child and teaching with pocket money
By Goldmend Money · 4 min read
Financce · Family money
Supporting your parents while still saving for yourself
By Goldmend Money · 5 min read
Financce · Family money
Planning for your children's education costs: from school fees to a university fund
By Goldmend Money · 5 min read
Financce · Work and income
Work expense claims and side income: keep track so you never lose money
By Goldmend Money · 4 min read
Financce · Work and income
A payday routine: what to do in the first hour after your salary arrives
By Goldmend Money · 4 min read
Financce · Tools
Paperless bills: scan and file receipts for warranties, tax and claims
By Goldmend Money · 4 min read
Financce · Debt
Understanding loans and instalments: monthly payments, flat vs reducing rates, in plain terms
By Goldmend Money · 5 min read
Financce · Saving
Save on groceries with unit pricing: how to spot the real bargain on the shelf
By Goldmend Money · 4 min read
Financce · Tools